Terms & Conditions
Last updated: January 1, 2026
These terms and conditions govern the relationship between Focus Money Hub s.r.o. and users of the focus-money-hub.com website.
1. Definitions
"Operator" means Focus Money Hub s.r.o., Company ID: 12345678. "User" means any natural or legal person who uses our website. "Services" means all content and functions available on our website.
2. Description of services
We provide informational and educational content focused on financial literacy and planning. Our services include articles, guides, and newsletters. The content is informational in nature and does not constitute financial advice.
3. Terms of use
By using our website, you agree to these terms. You agree to use the website only for lawful purposes and to respect intellectual property rights. It is prohibited to copy, distribute, or modify our content without written consent.
4. Intellectual property
All website content (texts, graphics, logos, images) is protected by copyright and other intellectual property rights. The owner of these rights is Focus Money Hub s.r.o. or its licensors.
5. Disclaimer
Website content is provided "as is" without any warranties. We are not responsible for damages arising in connection with the use of the website or reliance on its content. The content does not constitute financial, legal, or tax advice.
6. Newsletter
By subscribing to the newsletter, you agree to receive marketing communications. You can unsubscribe at any time by clicking the link in each email or by contacting our support.
7. Limitation of liability
To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising in connection with the use of our website.
8. Changes to terms
We reserve the right to change these terms at any time. We will inform you of significant changes through the website or email. By continuing to use the website after the change of terms, you express your agreement with the new terms.
9. Governing law
These terms are governed by the laws of the Czech Republic. Any disputes will be resolved by the competent courts of the Czech Republic.
10. Contact
For questions, contact us at info@focus-money-hub.com or at Václavské náměstí 1, 110 00 Prague 1.